A bank built for
tomorrow.

Ushering in the new era of technology banking.

A bank built for
tomorrow.

The trust and security from a chartered bank mixed with the agility (speed) and technology of a rocket ship startup make one heck of a powerhouse.

Core Product Suites

Convenient
Consumer Banking

Everything you would expect from a traditional bank, but with an improved, digital-first user experience.

learn more
Efficient
Business Banking

Robust business banking offerings combined with a smooth onboarding process means more time focusing on your mission.

learn more
Cannabis Banking

State of the art digital payment solutions architected specifically for cannabis businesses

Cryptocurrency

Cutting edge digital payment solutions architected specifically for cryptocurrency and other digital assets

Frictionless
Partnership Banking

Access the capabilities of a chartered bank via open APIs. Skip the middleware providers and start building immediately.

learn more

Access Channels

Cannabis Banking

State of the art digital payment solutions architected specifically for cannabis businesses

Cryptocurrency

Cutting edge digital payment solutions architected specifically for cryptocurrency and other digital assets

Developer-friendly
Open APIs

Our well-documented APIs provide composable building blocks for embedded finance.

Web & Mobile
Online Banking

Self-service access to our banking products and services.

Bespoke
Customer Service

24/7 white glove service available through your favorite communication channels.

Product Features

Scalable
Payment Rails

Scalable solutions for ACH, Fedwire®, and International Wire SWIFT to allow for more scalable payments.

Cannabis Banking

State of the art digital payment solutions architected specifically for cannabis businesses

Cryptocurrency

Cutting edge digital payment solutions architected specifically for cryptocurrency and other digital assets

Simple
Fast Onboarding

Onboarding at most banks is unnecessarily long and cumbersome. We make onboarding fast and easy.

Cutting-edge
Risk & Compliance

Risk culture driven framework which keeps your customer's wealth safe with wide risk coverage.

24/7
Internal Transfers

Move money between Moonstone Bank customers instantly any day of the week, any time of the day.

Virtual & Physical
Debit Cards

Consumer and commercial debit cards as well as custom card programs for qualified businesses.

Community
‍‍
Consumer & Business Loans

Secured and unsecured consumer and business lending programs.

technology

Built by technologists,
for technologists

We use only the best technologies and engineer our own if they don't exist.

With our products you can count on the fastest speeds available and enjoy an AI-assisted suite of tools to make banking easier and more secure.

features

Powerful new features for more secure banking

Virtual or Fiat

Manage all types of money in a single Moonstone account from fiat to virtual assets. Buy, sell, hold and stake in crypto too.

Security Matters

State of the art security and technology is our top priority. We leverage blockchain and tokenization to keep your data private.

24/7 Availability

You control your money from anywhere, anytime in the world through the mobile app 24/7.

Your data. Your choice.

It's your money so you decide what information to provide and what not to.

Reliability

We leverage state of the art technologies to provide you with zero down time.

Open API Network

Leverage our open API network to enhance your FinTech solutions for clients.

DEBIT CARD

Leave your wallet at home.

Pay with your Moonstone virtual debit card using Apple and Google Pay from your mobile device, anywhere contactless payments are accepted. It's easy to use, secure, and effortlessly mobile.

All virtual cards are tokenized before they’re added to Apple or Google Pay, which means that your sensitive card information is stored securely.

300+

Years of Experience

1887

Year Founded

???

???

35+

Employees
industry expertise

A strong team of experts

We are a seasoned group of successful bankers, financiers, entrepreneurs, risk managers and technologists that come from all over the world with deep roots in finance and technology.

We have worked for some amazing companies

Coming soon - get the app

Online banking with a UX-first approach

Download our mobile app to get on-the-go access to your accounts and bank securely 24/7.

Anywhere you are, view your balance, deposit checks, send money, transfer funds, pay bills and more.

Get Early Access
Blog

Latest news on Moonstone